I too was banned. Two key details: 1. I was unbanned via their appeal form, but 2. I had created a new account in the meantime which I’ve used since.
If you need a debit card, use Mercury https://www.mercury.com. You can create as many as you want. I use a unique card for each subscription. (If you’re thinking "oh, they’re like privacy.com," you’re mistaken. Privacy.com gets blocked by merchants; mercury works. No idea why.)
Since you’re already throwing around $120, I suspect Mercury’s sign up fee won’t be a problem. But if you want to bypass it, you can start an LLC and use your EIN during account setup for free Mercury access. I did it for about $20 total and have been using Mercury for about 5 years. Best bank ever, and I’ll happily shill them all day every day till more people try them out.
In short, just dodge the ban. I used the same name and address on both my accounts, so as long as you use a different card you have a decent chance of bypassing the ban.
I try not to depend on these AI tools, not having them is inconvenient but I still write every line of code myself, so the speed I work at remains always the same.
I also never keep plans running for months on end. I pause them most of the time relying on free usage and resume them during busy hours when I run out of free usage. writing the code myself is also more fun tbh.
>I couldn't even move to real coding in 1 hour
That sounds... concerning? I would try to manage the context of the work you're doing yourself and only consult it for certain functions.
I don't think you need the very best from Anthropic if you follow these rules, you might also save quite a bit of money.
Sorry If this sounds like a lecture I just wanna give tips to continue your work. Best of Luck in getting your account back!
I know it’s not ideal, but why not give the main competitor a go? I have great experience of using OpenAI Codex, and frequently switch between it and Claude on a whim, often playing them off against each other to review one another’s PRs.
"If Lucifer decided not to take your soul, why not throw yourself at Mammon's feet instead?"
We keep asking why society got to such this stage of decay, and I need to keep reminding myself that a lot of it is people who give away so much power to sociopaths in exchange of virtual trinkets.
Might not be a very popular advice or even what you're looking for, but I think Anthropic banning you (or any user for that matter) is a blessing in disguise. The sheer amount of compute resources consumed by their high reasoning "pondering..." and "bloviating..." tokens isn't sustainable at scale. Eventually, they must ban everyone but those with deep and infinite pockets in order for this model to be sustainable and turn revenues.
Computers and LLMs are great at automation of low-level human cognitive tasks like memory, decisions and loops, etc. but struggle enormously with high cognitive tasks like reasoning, deep logic, nuance, etc. Not that it can't be done (Claude platform is proof that it can) - but the cost and scaling advantage in this realm belongs to the human brain, not the LLM.
This is as unhelpful as it gets. The genie is out of the bottle - people can create unimaginable things with claude within hours. What would take months/years can be done in a day or a week.
Being banned on those platforms is a real setback for many users. One might argue that openai etc. are valid alternatives, but when they dropped fable (and perhaps reinstate?), not being able to use it simply means others can do more/better.
I don't know if it's unhelpful if you consider broader time scales. In 2027 or 2028, Anthropic and OpenAI might decide to stop subsidizing LLM usage and charge enough to profit. Would you pay $100 for a bug fix? They're already headed in this direction. Fable was 10x cost of Opus 4.6. They can't keep burning cash forever and we're reaching the peak of what can be justifiably spent on training cycles. Speaking of training, did OpenAI just give up?
> What would take months/years can be done in a day or a week.
Hahahaha, this reads like pure unadulterated marketing. I sincerely hope you're getting paid for these things at least, it would be sad for you to be this way without even getting anything in return.
This is idiotic. It’s like telling someone they should be grateful the electric company has banned them because artificial lighting will mess with their body clock.
Why not using some other coding IDE with OpenRouter? There you can also use the models. You can even switch models easily depending on your needs and spent.
I dont know why people use openrouter ,instead of a monthly subscription, if they can. While i am barely able to use up my 100$ monthly subscription, i can easily spend 10$ a day on openrouter (200-300$/month). Using top-tier models on openrouter is so much more expensive from my experience then any subscription.
All are moving from monthly to usage payments anyway.
You use the model you need. You don't need to use always the top tier model for anything. That is your decision. You can use a top tier for planing and then the agents can use cheap Chinese models. Much more cost effective.
To create an OpenRouter account, you have to supply a phone number. Neither Anthropic or OpenAI required this. This prevents privacy aware users from signing up.
Anthropic request ID verification and OpenAI requires phone number in Europe. I don't know about other parts of the world, but I don't see any issues with OpenRouter.
Again, neither Anthropic or OpenAI asked for PII. Only my payment information. Open Router requires a phone to get an account, which is why I'll never have one.
No, it's good for coding and faster to iterate.
Flash models work almost the same for changes under 1000 LOC when you dictate how you want your code to look. Big models still suck at big changes and big changes are hard to review.
This is only partly tongue-cheek. If you're using it all the time your coding skills will have declined markedly so it might be good practice to DIY when the is no time pressure or production quota.
Don't have a solution but just to add that I'm the same boat, and I've seen a few others. Something trips their anomaly detection and they don't care about it because it's presumably a low false positive rate.
For what it's worth I can just pay for tokens through other providers proxying their API. Still sucks because you end up paying much more.
The part that would bother me most is not the ban itself, but having no idea what to change. “Policy violation” could mean VPN, billing risk, location, or actual usage.
In all seriousness, between DeepSeek-V4-Pro, Kimi K2.6 and now K2.7-Code, Xiaomi's MiMo-2.5-Pro, and Qwen3.7 Max, I haven't touched Claude for any sort of programming-related task in months.
I still lean on Claude for research/chat questions that require going out to the world to get the answer competently, but that's just laziness, and all of their competitors can do that, too.
I don't use OpenAI or Gemini, either. The Chinese models are just that good. If all three of the US majors banned me, I think that'd be just fine.
Almost certainly. They banned me the instant I logged in successfully, possibly because the email contains "claude.ai@". My appeals via email were ignored. 9 months later I received this, but my account is still banned when trying to log in:
Earlier this week, your account was disabled by an automated system for being in violation of our Terms of Service or Acceptable Use Policy. Upon further investigation, we believe this was an error and your account has been reinstated. We apologize for the inconvenience and thank you for your patience.
Reminds me of Google banning first time small business owners with no explanation and basically forcing them to shut down their businesses over night because without Google they couldn't find any customers. Happens way more often than people realize. Usually, the cause is something dumb like not having a link to a privacy policy clearly shown on the main page of their website but Google never explains this.
It's amazing that companies still can't handle the concept of somebody moving to a different country but still using a credit card from their original country.
I spent two days on the phone with Microsoft last year trying to find a way to pay them $700 to renew my lapsed Visual Studio subscription. I live in France and want to pay with a US card (or UK card or even a French card at this point), but because of some combination of physical location, store location, account location, card country, and vpn that I had on the first time I tried the process, the system is in a state where it can never again process a payment for me.
There are like 5 or 6 companies where I'm in this state. You get exactly one try to guess the magic combination of all those things above to get the backend to sail you through smoothly. If you blow it, it'll write everything down and refuse to let you change anything, then drop you into an infinite loop telling you to just change [store|country|card country|hairstyle] and sending you back to the beginning.
I mean sure, it's probably saving me a couple grand a year in services that I wish I could get working. But it baffles me that those companies don't want that money for themselves.
Unless you’re on vacation what reason is there for your IP to be on a separate continent to the billing address attached to a credit card? From the POV of all the people in the payment processing chain.
There's no way to update the billing address of my US bank to a foreign address. My UK bank is in the address of my house there. My French bank is in the address of my house here.
As I said, you get one and only one guess as to how the company in question wants to handle this. I want to buy Minecraft for my kid's birthday. Do I buy it from the US store with my US card because that's where I lived when I set up my Microsoft account? Do I buy it in the French store with my French card (with that US Microsoft account)?
Answer: Both of those will get you permanently banned from buying Minecraft on that account. There's a Secret Third Answer, but there's no way of knowing it in advance (or even after the fact since there is no functional customer support that knows about this issue).
Strange, I managed to sign up with an email alias and pretty much always have my proton vpn turned on, never had any issues with Claude code or web - maybe I’m about to? :D
Been thinking of switching to a multi model harness anyway.
Just use one of the alternatives, there are so many. I recommend DeepSeek, GLM/Z-AI or Qwen. They are cheaper and offer competitive performance to Anthropic.
At the end of the day, the only guaranteed way to retain access to LLMs is to run an open model on your own hw. Which at this time, it's often inferior but may change in the future.
Also, I'll never be grateful enough for all the horror stories about Google accounts getting randomly banned - they were what finally pushed me to make a similar move.
Sorry, no, but I’ve been using the latest DeepSeek model for personal stuff and it’s pretty good, way cheaper, and can be used in Claude Code directly.
There's just a lot of fraud. My bank killed my debit card for "fraud" in my attempts to pay my anthropic bill which triggered fraud alerts, I confirmed the charge was legitimate and it got flagged again. Three times until they just deleted my card.
I hate the idea of government throwing its weight around based on personal vendettas (in the case of this Fable debacle), so it's clear that if this tech is going to be foundation-level important to the economy going forward, we need some sort of laws guaranteeing our access to it.
But authoritarians in government aren't the only party we need to be concerned about. As shown by this post, the actual model companies themselves may have too much centralized power already.
Given all software development has essentially moved to AI-first, an authoritarian-minded Anthropic/OpenAI employee is currently able to pick winners in the economy by granting/withholding access to certain groups. That is the type of thing I think needs to be regulated, not some trivial cyber security abilities in the actual models themselves.
The Google-style B2C blanket ban with zero customer support approach isn't going to cut it if the models continue progressing at this rate and the lead ever widens with open source (which it likely will at some point).
I too was banned. Two key details: 1. I was unbanned via their appeal form, but 2. I had created a new account in the meantime which I’ve used since.
If you need a debit card, use Mercury https://www.mercury.com. You can create as many as you want. I use a unique card for each subscription. (If you’re thinking "oh, they’re like privacy.com," you’re mistaken. Privacy.com gets blocked by merchants; mercury works. No idea why.)
Since you’re already throwing around $120, I suspect Mercury’s sign up fee won’t be a problem. But if you want to bypass it, you can start an LLC and use your EIN during account setup for free Mercury access. I did it for about $20 total and have been using Mercury for about 5 years. Best bank ever, and I’ll happily shill them all day every day till more people try them out.
In short, just dodge the ban. I used the same name and address on both my accounts, so as long as you use a different card you have a decent chance of bypassing the ban.
So you're confirming that bypassing the ban with mercury.com works?
I try not to depend on these AI tools, not having them is inconvenient but I still write every line of code myself, so the speed I work at remains always the same.
I also never keep plans running for months on end. I pause them most of the time relying on free usage and resume them during busy hours when I run out of free usage. writing the code myself is also more fun tbh.
>I couldn't even move to real coding in 1 hour
That sounds... concerning? I would try to manage the context of the work you're doing yourself and only consult it for certain functions.
I don't think you need the very best from Anthropic if you follow these rules, you might also save quite a bit of money.
Sorry If this sounds like a lecture I just wanna give tips to continue your work. Best of Luck in getting your account back!
I know it’s not ideal, but why not give the main competitor a go? I have great experience of using OpenAI Codex, and frequently switch between it and Claude on a whim, often playing them off against each other to review one another’s PRs.
I also recommend Z.AI's GLM 5.2 model. Its a really decent model as well.
> why not give the main competitor a go
"If Lucifer decided not to take your soul, why not throw yourself at Mammon's feet instead?"
We keep asking why society got to such this stage of decay, and I need to keep reminding myself that a lot of it is people who give away so much power to sociopaths in exchange of virtual trinkets.
Might not be a very popular advice or even what you're looking for, but I think Anthropic banning you (or any user for that matter) is a blessing in disguise. The sheer amount of compute resources consumed by their high reasoning "pondering..." and "bloviating..." tokens isn't sustainable at scale. Eventually, they must ban everyone but those with deep and infinite pockets in order for this model to be sustainable and turn revenues.
Computers and LLMs are great at automation of low-level human cognitive tasks like memory, decisions and loops, etc. but struggle enormously with high cognitive tasks like reasoning, deep logic, nuance, etc. Not that it can't be done (Claude platform is proof that it can) - but the cost and scaling advantage in this realm belongs to the human brain, not the LLM.
This is as unhelpful as it gets. The genie is out of the bottle - people can create unimaginable things with claude within hours. What would take months/years can be done in a day or a week.
Being banned on those platforms is a real setback for many users. One might argue that openai etc. are valid alternatives, but when they dropped fable (and perhaps reinstate?), not being able to use it simply means others can do more/better.
I don't know if it's unhelpful if you consider broader time scales. In 2027 or 2028, Anthropic and OpenAI might decide to stop subsidizing LLM usage and charge enough to profit. Would you pay $100 for a bug fix? They're already headed in this direction. Fable was 10x cost of Opus 4.6. They can't keep burning cash forever and we're reaching the peak of what can be justifiably spent on training cycles. Speaking of training, did OpenAI just give up?
> What would take months/years can be done in a day or a week.
Hahahaha, this reads like pure unadulterated marketing. I sincerely hope you're getting paid for these things at least, it would be sad for you to be this way without even getting anything in return.
yes, I'm getting paid handsomely for delivering software faster than every before, using llm's. If you mistake that for marketing, then so be it.
I hope you write in your contracts that you have 0 liability.
Haters are going to hate and downvote, but I think this is the right spirit.
This is idiotic. It’s like telling someone they should be grateful the electric company has banned them because artificial lighting will mess with their body clock.
Nah, more like banning tobacco because it's addictive and bad for your health.
> Might not be a very popular advice or even what you're looking for [...]
why comment then?
Why not using some other coding IDE with OpenRouter? There you can also use the models. You can even switch models easily depending on your needs and spent.
There are OpenSource versions of CodeX.
For example:
* OpenCode: https://medium.com/codex/kickstart-opencode-with-openrouter-...
* CodeX with OpenRouter: https://openrouter.ai/docs/cookbook/coding-agents/codex-cli
I dont know why people use openrouter ,instead of a monthly subscription, if they can. While i am barely able to use up my 100$ monthly subscription, i can easily spend 10$ a day on openrouter (200-300$/month). Using top-tier models on openrouter is so much more expensive from my experience then any subscription.
All are moving from monthly to usage payments anyway.
You use the model you need. You don't need to use always the top tier model for anything. That is your decision. You can use a top tier for planing and then the agents can use cheap Chinese models. Much more cost effective.
To create an OpenRouter account, you have to supply a phone number. Neither Anthropic or OpenAI required this. This prevents privacy aware users from signing up.
Anthropic request ID verification and OpenAI requires phone number in Europe. I don't know about other parts of the world, but I don't see any issues with OpenRouter.
Again, neither Anthropic or OpenAI asked for PII. Only my payment information. Open Router requires a phone to get an account, which is why I'll never have one.
I'm using Deepseek flash for certain tasks, it is pretty hard to spend $10 on it. All their top models (by usage) are not from frontier labs.
I suspect the main use of these models is for sending mass spam campaigns and other low-value tasks which are very price sensitive.
If you're paid a Western salary and using the model interactively (eg. For coding), you are wasting time+money by using the less good models.
No, it's good for coding and faster to iterate. Flash models work almost the same for changes under 1000 LOC when you dictate how you want your code to look. Big models still suck at big changes and big changes are hard to review.
I agree but subscriptions have limits, openrouter's very handy for excess.
Don’t worry about it, Anthropic is banned from releasing new models anyway.
Try out some of the competitors, they are really good these days.
I foresee an old favourite making a comeback:
Learn to code
This is only partly tongue-cheek. If you're using it all the time your coding skills will have declined markedly so it might be good practice to DIY when the is no time pressure or production quota.
Well at least you didn't submit an ID and selfie yet so you could make a new account right, the future is bright.
Don't have a solution but just to add that I'm the same boat, and I've seen a few others. Something trips their anomaly detection and they don't care about it because it's presumably a low false positive rate.
For what it's worth I can just pay for tokens through other providers proxying their API. Still sucks because you end up paying much more.
The part that would bother me most is not the ban itself, but having no idea what to change. “Policy violation” could mean VPN, billing risk, location, or actual usage.
All online services are like this. I used to sell stuff on eBay. Had multiple accounts randomly closed. Never did find out why.
In all seriousness, between DeepSeek-V4-Pro, Kimi K2.6 and now K2.7-Code, Xiaomi's MiMo-2.5-Pro, and Qwen3.7 Max, I haven't touched Claude for any sort of programming-related task in months.
I still lean on Claude for research/chat questions that require going out to the world to get the answer competently, but that's just laziness, and all of their competitors can do that, too.
I don't use OpenAI or Gemini, either. The Chinese models are just that good. If all three of the US majors banned me, I think that'd be just fine.
Thy're probably using their own AI to find violations. Go figure.
Almost certainly. They banned me the instant I logged in successfully, possibly because the email contains "claude.ai@". My appeals via email were ignored. 9 months later I received this, but my account is still banned when trying to log in:
Earlier this week, your account was disabled by an automated system for being in violation of our Terms of Service or Acceptable Use Policy. Upon further investigation, we believe this was an error and your account has been reinstated. We apologize for the inconvenience and thank you for your patience.
They do. It’s how I was banned for researching barbiturates.
Reminds me of Google banning first time small business owners with no explanation and basically forcing them to shut down their businesses over night because without Google they couldn't find any customers. Happens way more often than people realize. Usually, the cause is something dumb like not having a link to a privacy policy clearly shown on the main page of their website but Google never explains this.
It's amazing that companies still can't handle the concept of somebody moving to a different country but still using a credit card from their original country.
I spent two days on the phone with Microsoft last year trying to find a way to pay them $700 to renew my lapsed Visual Studio subscription. I live in France and want to pay with a US card (or UK card or even a French card at this point), but because of some combination of physical location, store location, account location, card country, and vpn that I had on the first time I tried the process, the system is in a state where it can never again process a payment for me.
There are like 5 or 6 companies where I'm in this state. You get exactly one try to guess the magic combination of all those things above to get the backend to sail you through smoothly. If you blow it, it'll write everything down and refuse to let you change anything, then drop you into an infinite loop telling you to just change [store|country|card country|hairstyle] and sending you back to the beginning.
I mean sure, it's probably saving me a couple grand a year in services that I wish I could get working. But it baffles me that those companies don't want that money for themselves.
Unless you’re on vacation what reason is there for your IP to be on a separate continent to the billing address attached to a credit card? From the POV of all the people in the payment processing chain.
Because people move to different countries.
There's no way to update the billing address of my US bank to a foreign address. My UK bank is in the address of my house there. My French bank is in the address of my house here.
As I said, you get one and only one guess as to how the company in question wants to handle this. I want to buy Minecraft for my kid's birthday. Do I buy it from the US store with my US card because that's where I lived when I set up my Microsoft account? Do I buy it in the French store with my French card (with that US Microsoft account)?
Answer: Both of those will get you permanently banned from buying Minecraft on that account. There's a Secret Third Answer, but there's no way of knowing it in advance (or even after the fact since there is no functional customer support that knows about this issue).
Use the appeal form. When I got banned, it took a few months but I did get my account back.
In the meantime, I switched to OpenAI. Their latest models and codex are just as good if not better in my experience.
Is this the new “google banned me for no reason”?
Googles customer relations were “AI” before LLMs.
Strange, I managed to sign up with an email alias and pretty much always have my proton vpn turned on, never had any issues with Claude code or web - maybe I’m about to? :D
Been thinking of switching to a multi model harness anyway.
Just use one of the alternatives, there are so many. I recommend DeepSeek, GLM/Z-AI or Qwen. They are cheaper and offer competitive performance to Anthropic.
Probably they think you’re using a personal account for your company, they don’t want that as they heavily (?) subsidize personal usage.
Had my account banned 6 months ago. Created a new account and have continued with no issues since
Deepseek models seem as good and are like 20x cheaper for me.
Opencode, w. openrouter?
Kiro.dev, w. cerebras?
Aider, w. groq (with a Q)?
Lucky you.
I use claude and codex with VPN on and off everyday on personal computer. That's not why.
I've been using both codex and claude for the past month and if anthropic acted up like that I'd switch fully to codex in a heartbeat.
At the end of the day, the only guaranteed way to retain access to LLMs is to run an open model on your own hw. Which at this time, it's often inferior but may change in the future.
Also, I'll never be grateful enough for all the horror stories about Google accounts getting randomly banned - they were what finally pushed me to make a similar move.
The permanent solution to this is: *Run a local model.*
Why the fuck are you renting your hammer, carpenter, from assholes who will capriciously take it away from you when you need it most?!
Sorry, no, but I’ve been using the latest DeepSeek model for personal stuff and it’s pretty good, way cheaper, and can be used in Claude Code directly.
Just generate a virtual credit card?
There's just a lot of fraud. My bank killed my debit card for "fraud" in my attempts to pay my anthropic bill which triggered fraud alerts, I confirmed the charge was legitimate and it got flagged again. Three times until they just deleted my card.
Very simple, just don't use it and switch to another model (e.g. a Chinese one).
This brings up so many issues imo.
I hate the idea of government throwing its weight around based on personal vendettas (in the case of this Fable debacle), so it's clear that if this tech is going to be foundation-level important to the economy going forward, we need some sort of laws guaranteeing our access to it.
But authoritarians in government aren't the only party we need to be concerned about. As shown by this post, the actual model companies themselves may have too much centralized power already.
Given all software development has essentially moved to AI-first, an authoritarian-minded Anthropic/OpenAI employee is currently able to pick winners in the economy by granting/withholding access to certain groups. That is the type of thing I think needs to be regulated, not some trivial cyber security abilities in the actual models themselves.
The Google-style B2C blanket ban with zero customer support approach isn't going to cut it if the models continue progressing at this rate and the lead ever widens with open source (which it likely will at some point).
Use grok build. They've got some pretty cool things going